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OIL & GAS LOANS...
FOR QUALIFIED INDEPENDENTS REQUIRING LOANS     $5 MILLION OR LESS

CITIZENS BANK
SEVEN TEXAS LOCATIONS TO SERVE YOU
40+ YEARS OF OIL & GAS INDUSTRY EXPERIENCE
45 OIL & GAS LOANS MADE IN 1998
SPECIALIZE IN FINANCING ACQUISITIONS

Oil and Gas Loans

Oil and gas reserve base lending.  We specialize in lending for acquisition of producing oil and gas properties.  Lines of credit in addition to conventional oil and gas notes available.  We have oil and gas collateral from Mississippi to Montana and customers located throughout the state of Texas.

Consumer Loans

Stop in and tell us how much money you need.  We can help finance almost anything -- new or used cars, recreational vehicles, education, home improvement, medical expenses or that long awaited vacation.  Whatever the need -- we can help.

Commercial Loans

Funds available for businesses -- operations and expansion.  If you are a business owner or planning to open a new business, stop by and visit with one of our professionals about your specific need.

Mortgage Loans

Mortgage services available.  We can help you find the home that is right for you.  Contact our professionals.

Home Equity Loans

Borrowing against the equity in your home can be a great source of money.  Visit with one of our professionals to see if a home equity loan is best for you. (all loans are subject to credit approval) Equal Housing Lender


Kilgore
903-984-8671
Center
409-598-8541
Levelland
806-894-3101
Carthage
903-694-2422
Yorktown
512-564-4242
Kountze
409-246-3433
Sour Lake
409-287-3518

FOR INFORMATION CALL:
Charles Spradlin, P.E.
Sr. Vice President
Oil & Gas Department
800-627-0157
FAX: 903-984-1499
EMAIL: citizens@tyler.net

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